Budgeting for your House Move

Being given the keys to our very own house was one of the most exiting moments of my life so far.  All of our hard work and determination had finally paid off and our tummies were full of butterflies when we put the key in the lock and swung open our front door for the first time.

It's hard not to get carried away when you finally step foot into your new house.  Being presented with a completely empty house that's all yours, the temptation to start shopping for expensive furniture to make your new home look perfect is overwhelming. 

Having worked so hard to save the money for our deposit we knew we had to be sensible about decorating our new home.  A house full of beautiful trinkets would involve spending money that we didn't have and that could have been a slippery slope.

As a first step we sat down together to write down a list of all the things we would ideally want to make our house functional.  Whilst cushions and vases are pretty, it was more important that we had furniture to allow us to be comfortable in our new home.

With a three bedroom house to fill we knew it was sensible not to try to furnish the entire house in one go.  We agreed that the most important items of furniture to begin with were a bed, sofa, kitchen table and chairs.  We bought all of these on a 0% interest credit card with an agreement to pay them off when we have a bit more money.

 

After that we went for a trip round Ikea to make a note of the rest of the furniture that we'd want to finish decorating our home.  Decorating your home with cheap furniture you can afford is great as a starting point, we know that over the years we can begin to replace things as and when we get more money.

We made sure to note how much the rest of the furniture totalled so we knew how much extra we'd need to save to be able to furnish the rest of our home.  We then put all the items into priority order.  Unfortunately, the things we were the most excited about weren't always the things that were the most important.    For us that meant that budgeting to buy a wardrobe and chests of drawers was more important than my dressing table and blogging desk (still sulking about this!)

Furnishing your home is expensive and to help one of my lovely readers out, Newcastle Building  Society have given us a £50 Homebase Voucher to give away!   You can enter using the Rafflecopter below - best of luck!
 

a Rafflecopter giveaway